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Medical Lien Market Overview

Personal Injury Market
The personal injury market is enormous with overall costs in the U.S. exceeding $260 billion per year; much of which costs relate to medical treatments and services.
Patients in Need
Many peronal injury victims are either uninsured or under-insured such that they cannot pay for necessary treatments which result from their personal injury accident.
Medical Liens
In order to provide medical services to these patients many doctors, hospital and surgery centers agree to take a lien against the proceeds of the patient's personal injury case in lieu of an immediate payment.
Potential Inherent Risks
Although medical liens can be an excellent source of new patients, providers take on the risk that the case does not resolve favorably, they have to wait to get paid in many cases for years and the amount the provider should expect to collect is not easily determined.
Essentially an Investment
Taking medical liens is essentially an investment by the medical provider in that they provide services with no guarantee that they will get paid; further these decisions are often made without having all of the proper information or tools to assess the likelihood of getting paid.
MediLiens Solution
We take over the entire medical lien process for you at no upfront cost. From start to finish we help you assess the likelihood of collection of a case before you provide the service, as well as manage all back office servicing such as case updates and negotiation and collection of the bills at the time of case settlement.

General Medical Lien Process

1
Patient
Referral

In the majority of cases the patient will be referred to you by a pain management provider, a hospital or the patient's personal injury attorney after emergency medical services have already been administered and often after some pain mitigation has been attempted.
2
Patient is
Uninsured or
Underinsured
The medical provider quickly assesses that the patient either has no insurance or insurance which will not cover the needed medical treatment. A decision is made to provide those needed medical services in exchange for a lien on the personal injury case so that when the case settles or otherwise resolves, the provider gets paid directly from those proceeds.
3
Treatment
Provided

The patient is assessed and a treatment plan is determined and implemented, which often includes spinal or orthopedic surgery.
4
Provider Holds
the Lien

Once the services are provided the medical provider holds on to the lien until the case is resolved, which can take several months and even years.

Provider Challenges When Taking Liens (without MediLiens)